Online Casino Payment Methods in the US – Reviewed for 2025
Choosing the right payment method affects how quickly you can start playing and how fast you get your winnings. Below, we’ve compared the most popular deposit and withdrawal options for online casino payments in the US across licensed states.
Our team has gathered key details in one place – deposit and withdrawal limits, processing times, and any fees – based on what’s offered in regulated markets like New Jersey, Pennsylvania, Michigan, and other US jurisdictions where online casino gaming is legal.
| Payment Method | Min/Max Deposit | Deposit Time | Min/Max Withdrawal | Withdrawal Time | Fees | More Casinos |
|---|---|---|---|---|---|---|
| American Express | €10 – €2,500 | Instant | €10 – €2,500 | 1 – 3 business days | No fees | Amex Casinos |
| Apple Pay | €5 – €1,000 | Instant | Not supported | N/A | No fees | Apple Pay Casinos |
| Bank Wire Transfer | €100 – €50,000 | 1 – 3 business days | €100 – €50,000 | 3 – 5 business days | Bank fees may apply | Bank Wire Casinos |
| Discover | €10 – €2,500 | Instant | €10 – €2,500 | 1 – 3 business days | No fees | Discover Casinos |
| Mastercard | €10 – €5,000 | Instant | €10 – €5,000 | 1 – 3 business days | No fees | Mastercard Casinos |
| Online Banking | €10 – €10,000 | Instant | €10 – €10,000 | 2 – 24 hours | No fees | Online Banking Casinos |
| PayPal | €10 – €5,000 | Instant | €10 – €5,000 | 2 – 24 hours | No fees | PayPal Casinos |
| Skrill | €10 – €10,000 | Instant | €10 – €10,000 | 2 – 24 hours | No fees for deposits | Skrill Casinos |
| Trustly | €10 – €5,000 | Instant | €10 – €5,000 | 2 – 24 hours | No fees | Trustly Casinos |
| Venmo | €10 – €1,000 | Instant | Not supported | N/A | No fees | Venmo Casinos |
| Visa | €10 – €5,000 | Instant | €10 – €5,000 | 1 – 3 business days | No fees | Visa Casinos |
Top Payment Methods at US Online Casinos (2025)
Players have access to a range of secure, flexible options for online casino payments, including bank transfers, e-wallets, prepaid cards, and ACH solutions. Each method offers different benefits depending on how quickly you want to deposit, withdraw, or verify your account.
We’ve highlighted the most commonly used options at licensed casino sites, with details on limits, processing times, and usage across key states. For an overview of trusted sites that support these methods, visit our page of top-rated online casinos.
- Debit Cards (Visa, Mastercard, Amex) – Accepted at nearly all licensed casinos. Deposits are typically instant. Withdrawals take 1-3 business days depending on the card issuer. Some banks may block gambling transactions unless approved in advance.
- PayPal – Widely accepted for both deposits and withdrawals. Transactions are quick, with withdrawals usually completed within 2-24 hours. PayPal also supports eligibility for most casino bonuses.
- Play+ Prepaid Cards – Offered by most casino sites as a branded option (e.g. BetMGM Play+, Caesars Play+). These cards are funded from your bank and used for instant deposits and fast withdrawals. Funds can also be used at ATMs or retail locations.
- ACH/e-Check (VIP Preferred) – A common option for direct to bank transfers. Supports both deposits and withdrawals, typically processed within 3-5 business days. Widely supported and often used for recurring transactions at regulated casinos.
- Online Banking (Trustly) – Enables instant deposits and faster withdrawals without entering card details. Trustly connects directly to your bank and many regulated online casinos support it.
- Wire Transfers – Best for high-limit transactions. Deposits take 1-3 business days; withdrawals can take up to 5. Most banks charge a fee, but wire transfers support larger amounts than other payment types.
- Apple Pay – Available at select casinos for instant deposits via iOS devices. Withdrawals usually require an alternate method. Fast, secure, and authorized via device biometrics. Supported by casino brands like BetMGM and Golden Nugget.
- Venmo – Accepted by certain online casinos such as DraftKings and Golden Nugget. Offers instant deposits and fast withdrawals when linked to your bank. May not be supported in all states or across all casino brands.
- Credit Cards (Visa, Mastercard, Amex) – Some US casinos accept credit cards for deposits, but usage is limited and comes with risk. Banks may charge cash advance fees, and transactions can be blocked. Withdrawals are not usually supported. Gambling with credit cards is discouraged, as it can lead to debt and financial harm.
How to Choose the Best Payment Method for Your Needs
There is no universal payment solution. The optimal choice depends on how quickly you want to cash out, whether you prioritize privacy, and how much you plan to deposit or wager.
Use the checklist below to match your payment method to your priorities – whether it is speed, limits, bonuses, or spending control.
- Need Fast Withdrawals? – PayPal, Play+, and online banking services like Trustly or VIP Preferred are among the quickest options. Many process withdrawals in under 24 hours. Debit card cashouts usually take longer, based on the issuing bank and approval process.
- Prefer More Privacy? – Prepaid options such as Play+ let you deposit without linking your main bank account. These tools offer an extra layer of separation while still requiring identity verification at licensed casinos.
- Planning Bigger Deposits? – For large transactions, wire transfers are a strong option and can support amounts over $100,000. ACH and Play+ also handle high-volume use. Card-based payments are more limited and may include lower caps set by your bank.
- Managing Spending? – Use account-level controls or prepaid cards with fixed amounts to guide how much you deposit. Taking time to set boundaries early can reduce the chance of spending more than you intended.
- Looking to Qualify for Bonuses? – Some wallets are excluded from welcome offers. PayPal and debit cards are typically accepted. It is best to check each casino’s bonus terms before choosing how to fund your account.
- Trying a New Method? – Start with a smaller deposit, like $10 or $25, to see how the payment option performs. This lets you evaluate speed, support, and any extra steps before using it regularly.
Responsible Gambling and Payment Management
The way you fund a casino account can shape your habits. Using prepaid cards or ACH transfers with daily limits helps manage your spending. Low deposit caps can also discourage overspending and make it easier to stay in control.
Regulated casinos let you set deposit limits, take cooling-off breaks, or self-exclude if needed. Set your limits before making a first deposit, and update them when your circumstances change. Reviewing transaction history regularly helps you catch spending patterns early.
Track your payments if you use more than one method. When you split deposits between wallets, cards, or bank transfers, it becomes harder to see total activity. Stick with a single method when possible, and monitor overall deposits closely.
Making Payments Work for You
Licensed sites offer a wide range of payment methods for online casino payments, each with its own limits, processing times, and bonus eligibility rules. These sites use strong encryption and verification tools to keep your money and personal information secure.
When you understand how each method works – especially withdrawal times, fees, and bonus restrictions – you can avoid surprises. Whether you choose Play+, debit cards, or online banking, making an informed decision helps you deposit and withdraw with confidence.